315k Mortgage For 20 Years

What's the monthly mortgage payment for a $315,000 mortgage for 20 years?
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315k Mortgage For 20 Years (240 Months). Enter your loan details to view a printable amortization schedule and a payment summary.

  • Loan Amount: Enter total loan amount.
  • Down Payment: Enter the down payment.
  • Interest Rate: Enter the interest rate.
  • Years: Enter the loan length.
Make sure to shop around when choosing a mortgage. A small change in APR can add up to big savings over the course of the loan. For example, the payment of a 20 year fixed 315000 loan at 5.25% is 2,122.61/month. At 6.25% that mortgage payment jumps to 2,302.42/month. A 20 year fixed loan will have a total of 240 monthly payments. In total, the loan at 6.25% will end up costing $43,156 more than the 5.25% mortgage after 240 payments.

How much is the monthly payment for a 315,000 over 20 years? Browse the table below to view monthly payments based on interest rate.

Monthly Mortgage Payment for a $315,000 Loan over 240 Months

Monthly Payment by Interest Rate (20 Year Loan)
20 Year mortgage Payment
$315,000 mortgage at 1.25%$1,484.07 per month
$315,000 mortgage at 1.5%$1,520.02 per month
$315,000 mortgage at 1.75%$1,556.51 per month
$315,000 mortgage at 2%$1,593.53 per month
$315,000 mortgage at 2.25%$1,631.10 per month
$315,000 mortgage at 2.5%$1,669.19 per month
$315,000 mortgage at 2.75%$1,707.82 per month
$315,000 mortgage at 3%$1,746.98 per month
$315,000 mortgage at 3.25%$1,786.67 per month
$315,000 mortgage at 3.5%$1,826.87 per month
$315,000 mortgage at 3.75%$1,867.60 per month
$315,000 mortgage at 4%$1,908.84 per month
$315,000 mortgage at 4.25%$1,950.59 per month
$315,000 mortgage at 4.5%$1,992.85 per month
20 Year mortgage Payment
$315,000 mortgage at 4.75%$2,035.60 per month
$315,000 mortgage at 5%$2,078.86 per month
$315,000 mortgage at 5.25%$2,122.61 per month
$315,000 mortgage at 5.5%$2,166.85 per month
$315,000 mortgage at 5.75%$2,211.56 per month
$315,000 mortgage at 6%$2,256.76 per month
$315,000 mortgage at 6.25%$2,302.42 per month
$315,000 mortgage at 6.5%$2,348.56 per month
$315,000 mortgage at 6.75%$2,395.15 per month
$315,000 mortgage at 7%$2,442.19 per month
$315,000 mortgage at 7.25%$2,489.68 per month
$315,000 mortgage at 7.5%$2,537.62 per month
$315,000 mortgage at 7.75%$2,585.99 per month
$315,000 mortgage at 8%$2,634.79 per month