490.45k Mortgage For 20 Years

What's the monthly mortgage payment for a $490,450 mortgage for 20 years?
$
$
%

490.45k Mortgage For 20 Years (240 Months). Enter your loan details to view a printable amortization schedule and a payment summary.

  • Loan Amount: Enter total loan amount.
  • Down Payment: Enter the down payment.
  • Interest Rate: Enter the interest rate.
  • Years: Enter the loan length.
Make sure to shop around when choosing a mortgage. A small change in APR can add up to big savings over the course of the loan. For example, the payment of a 20 year fixed 490450 loan at 5.25% is 3,304.87/month. At 6.25% that mortgage payment jumps to 3,584.84/month. A 20 year fixed loan will have a total of 240 monthly payments. In total, the loan at 6.25% will end up costing $67,192 more than the 5.25% mortgage after 240 payments.

How much is the monthly payment for a 490,450 over 20 years? Browse the table below to view monthly payments based on interest rate.

Monthly Mortgage Payment for a $490,450 Loan over 240 Months

Monthly Payment by Interest Rate (20 Year Loan)
20 Year mortgage Payment
$490,450 mortgage at 1.25%$2,310.68 per month
$490,450 mortgage at 1.5%$2,366.64 per month
$490,450 mortgage at 1.75%$2,423.45 per month
$490,450 mortgage at 2%$2,481.10 per month
$490,450 mortgage at 2.25%$2,539.59 per month
$490,450 mortgage at 2.5%$2,598.91 per month
$490,450 mortgage at 2.75%$2,659.05 per month
$490,450 mortgage at 3%$2,720.02 per month
$490,450 mortgage at 3.25%$2,781.81 per month
$490,450 mortgage at 3.5%$2,844.41 per month
$490,450 mortgage at 3.75%$2,907.82 per month
$490,450 mortgage at 4%$2,972.03 per month
$490,450 mortgage at 4.25%$3,037.04 per month
$490,450 mortgage at 4.5%$3,102.83 per month
20 Year mortgage Payment
$490,450 mortgage at 4.75%$3,169.40 per month
$490,450 mortgage at 5%$3,236.75 per month
$490,450 mortgage at 5.25%$3,304.87 per month
$490,450 mortgage at 5.5%$3,373.74 per month
$490,450 mortgage at 5.75%$3,443.37 per month
$490,450 mortgage at 6%$3,513.74 per month
$490,450 mortgage at 6.25%$3,584.84 per month
$490,450 mortgage at 6.5%$3,656.66 per month
$490,450 mortgage at 6.75%$3,729.21 per month
$490,450 mortgage at 7%$3,802.45 per month
$490,450 mortgage at 7.25%$3,876.40 per month
$490,450 mortgage at 7.5%$3,951.03 per month
$490,450 mortgage at 7.75%$4,026.34 per month
$490,450 mortgage at 8%$4,102.32 per month